Take out a new loan to replace an old one.
New Loan Pick Up To Replace Old
Take out a new loan, use a comparison calculator, seek advice by phone and find a new loan. You can really save money by taking out a new loan. A sibling wants to continue to serve the old loan in order not to have to pay the high prepayment amount. Because after ten years, it may happen that the formerly cheapest credit institution is undercut by another provider.
“Anyone who now thinks of his old loan agreement, which the borrower still pays, then comes by himself the conviction to take out a new loan.”
The ex-man concludes a loan to exchange the old loan.
He has (largely) repaid the old loan with a loan from another house bank. You would not be held responsible for this loan transaction. However, he can claim from you, as joint debtor, a settlement of the first loan. You are not responsible for the new lending business. If the old loan repaid, then you would probably formally no longer up to date, because your contribution obligation for the loan repayment concerned only the old loan.
In the new loan you are no longer a borrower. Your ex-husband can take the new loan without asking you. It is his credit. He can also easily replace the old one, because that’s not for your benefit. However, if the terms of the contract are changed, all borrowers must be asked for consent or at least informed.
Since the savings bank has overlooked something. Your ex-husband, if he had wanted you to take part in the new loan on better terms, could have been informed and asked.
Close old balance with online balance? Banking, business and finance, debt debt restructuring)
My husband and I completed a loan at Bankate six months ago. Meanwhile, we have found that the tariff bank offers online loans at a significantly lower interest rate. Can we apply for the loan on the internet in anticipation of a commitment. We would then pay off the old loan and, just like in the month, there would be less deductions for us because of the lower interest rate.
A loan increase or loan repayment is always single. However, in order to obtain all necessary information about a possible exchange, it is advisable to call our staff. Our employees will also gladly provide you with a concrete service offer via this telephone number. But also our employees of your Bankate branch would ask for an appointment in your area.